Bupa Business

Your benefits

Full medical cover

We guarantee full medical cover for the cost of all eligible medical conditions when being treated in your approved network of hospitals and clinics. Pre-existing and chronic conditions are covered without any waiting period.

Extensive provider network

You have access to a large network of hospitals and clinics inside and outside of Saudi Arabia, depending on your scheme. This large network affords you the convenience of going to the medical facility nearest you when the need arises.

Maternity cover

Bupa Bisness covers costs related to a normal pregnancy and normal delivery including all antenatal care and nursing of the healthy newborn. Additionally, circumcision for newborn boys and ear piercing for newborn girls is covered. This benefit has a sub-limit depending on the scheme level.

Dental cover

Everyone needs dental treatment at some time. Bupa Bisness provides cover for dental treatments such as consultation, simple and surgical extractions, pulpotomy, root canal treatment, X-ray, fillings, drainage of gingival abscess and appropriate medication. This benefit has a sub-limit depending on the scheme level.

Optical cover

Bupa Bisness covers the costs for initial ophthalmic consultation (sight test) and basic sight correction lenses (including contact lenses), limited to once per year. Frames are also covered up to SAR 250 per policy period. This benefit has a sub-limit depending on the scheme level.

Hearing aid benefit

All schemes have hearing aid benefit. This benefit has a sub-limit depending on the scheme level.

Physiotherapy

All schemes have physiotherapy benefit. Except for the Diamond scheme, physiotherapy requires pre-authorisation from Bupa.

Vaccination

All schemes have vaccination cover for children 6 years old and under. Bupa follows the Ministry of Health schedule of standard vaccination for children.

Emergency out of network treatment

All Bupa Bisness members are covered for any eligible medical emergencies inside or outside of Saudi Arabia. All medical emergencies inside Saudi Arabia are covered 100%of the actual cost up to the member’s annual maximum limit.

Out of the Kingdom emergencies are covered 100% of the actual cost up to a certain amount depending on the scheme level. Any cost above this amount is covered subject to the reasonable and customary cost of the same medical service in the approved network in KSA. Please refer to the Table of Benefit for the initial amount limit.

Cover for medical emergencies

You are covered for life-threatening emergencies in and outside of Saudi Arabia, including medical evacuation through our partnership with International SOS. All schemes above BUPA Bisness Blue are covered by the International SOS evacuation benefit..

In the event of a member's death overseas, BUPA Middle East will pay for the transportation of the mortal remains to the home country.

Elective (non-emergency) out of network treatment

All Bupa Bizness members have the option to go to any provider not included in their list of approved hospitals and clinics network subject to pre-authorisation from Bupa. Any expense incurred will be settled through reimbursement up to 100% of the actual cost subject to the reasonable and customary cost of the same medical service in the approved network in KSA.